1. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms.

• Information about your transactions with us, our affiliates, or others; and

• Information we receive from a consumer reporting agency. .

2. We may disclose all of the information that we collect, as described above. We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. We may also disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as consumer finance companies and currency exchanges.

• Non-financial companies, such as retailers, marketers and publishers.

• Others, such as non-profit organizations. .

3. If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures. That is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may call 888-556-2722 toll-free.

4. We restrict access to nonpublic personal information about you to those employees who need it to provide services to you. We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.