At Short Term Loans, we understand that tomorrow can seem like it’s a world away when you’re in need of cash. That’s why we’ve made applying for a loan as easy as possible. Best of all, you can receive cash loans today, no waiting necessary!
Navigate over to our homepage to begin the online application process for a short term payday loan or an installment loan. Although the two are similar there are a few important differences. Payday loans are cash advances meant to help you with small expenses such as utility bills or simple car repairs. When you’re next paycheck comes, you’ll pay off the loan in full.
Installment loans give you more time to pay them back. Having a bit more breathing room to make payments can help ease your stress about financial matters. That said, it’s always a good idea to pay off your loans as quickly as possible. Interest rates for installment loans are usually less favorable than those of payday loans. And the longer you take to pay, the higher the interest charges will be.
Whatever your personal credit score may be, you will be eligible for one of our cash loans online today. Even with bad credit, you can receive your cash loan today. When applying for your loan, select “Instant Funding” to have cash deposited into your checking account within seconds. If you don’t have a checking account, select “Western Union in minutes” and head to a Western Union agent to pick up your cash.
Make sure to read the loan terms and conditions before accepting any loan. You can find general examples of our rates and terms on our site. Just know that the terms of your loan will depend on the results of your credit check. It’s also good to know that Illinois law requires you to provide us with proof of income from the past 30 days to qualify for either a payday or installment loan.
If you have any questions, feel free to reach out to us so that we can help you find an appropriate cash loan today for your specific needs. We take pride in our customer service and are more than happy to take time to educate you on the process of obtaining cash loans online. As one of the premier online lenders, we rely on your satisfaction to continue providing fast cash loans online.
