Unexpected Expenses? – Find Instant, Immediate, Same Day Payday Loans!

Many people plan for their bills and have little to nothing left over after those are paid. This leaves no room for unanticipated expenses to arise. For instance, you may be involved in a car accident leaving you with medical bills or find yourself needing emergency repair on your home. Regardless of the cause, instant approval payday loans can come to the rescue. These immediate payday loans are lightning fast and easy to obtain so you can get bills paid without accruing expensive late fees and interest costs. Everything will be covered until your next payday when it’s time to pay back your loan.

How Can I Get an Instant Payday Loan?

The process of applying for and receiving the critical funds an immediate payday loan can provide should be as painless and straight-forward as possible. Most people are aware of the lengthy process required to get through a traditional loan approval. You have to supply a lot of financial information bankers go over with a fine-toothed comb to make sure they feel you can pay back the loan. This can be a long, tedious process and by the time it’s complete, the bill could be past due, and you may owe even more.

The good news is our immediate payday loans don’t work this way. We only require a minimal amount of information, and you will get your approval status almost instantly. This means you can rest assured knowing you will have the cash in your hand the next business day, so you can get those bills paid. With us, there are only three easy steps between you and your same day cash loan.

Step 1:


With Short Term Loans, our same-day payday loan process begins with our online loan application, which is designed to be seamless and easy to complete, without skipping over essential information. Here are some of the stipulations you will find on this application:

  • Employment. In order to apply for a loan, you must be currently employed or receiving another form of regular income.
  • Income minimum. Your gross monthly income should exceed $1000 per month.
  • Age. Short Term Loans cannot offer instant payday loans to any individual who is less than 18 years of age
  • Bank Account. You need to have a checking account in order to receive an immediate payout if your application is approved. If another disbursement option is chosen, funds can be retrieved on the next business day.
Step 2:


When you’re in a financial bind, the last thing you want to do is sit through an extended approval process, stewing in uncertainty, while the stresses of your life escalate. That’s why Short Term Loans is committed to providing our customers with instant answers and immediate financial relief. We respond to every application as quickly as possible to let customers know whether or not they have been approved, and how much funding they are eligible to receive.

Step 3:

Receive Your Cash

We believe that if you’re approved, there’s no reason to hold up the process! In many cases, our payday loans online provide same-day disbursement of funds. Selecting the Instant Funding option on our application will allow your cash to be deposited into your bank account as soon as the application is approved. Keep in mind that if you choose to pick up the cash instead, you will need to select the Western Union funding option.

Need Cash Fast? – Get Immediate Payday Loans Online

Not all emergencies happen during normal business hours. Sometimes it isn’t until you’re home from work, trying to relax, that you receive notification of a bill that makes your stomach drop. We also recognize that many of our customers are leading busy lives, and a sudden, difficult situation may make visiting one of our locations an ordeal in itself. Applying for instant payday loans online can not only alleviate the financial burden associated with your situation, this can also streamline your time so you can focus on what matters most.

Short Term Loans has helped many customers whose life circumstances are overwhelming them. We’ve seen how unexpected expenses are also often accompanied by a more serious family issue, and the expenses themselves are secondary to finding time for healing, resting, and togetherness with family. Emergencies never wait for the right moment, and if you’re in a time of need, you may not have the time to travel at all.

Even if the expense is not tied to a very serious or emotional situation, most adults are leading non-stop lifestyles—between working, running a household, and taking care of yourself and others in your life, there may not be a lot of room left over for even essential errands. Taking advantage of our online same day payday loans can help make things a little easier.

Where Can I Get An Immediate Online Payday Loan?

Short Term Loans has a simple online application that can help individuals looking for a same day payday loan get necessary funds without unnecessary delays. If you’re seeking a way to apply for instant payday loans online, our process is designed to effectively assess and approve individuals for their loans without time-consuming administrative steps. We’re always standing by to help answer your questions, but most customers are able to fill in the application and receive their funds without reaching out for assistance at all.

There are many reasons individuals seek out same day payday loans, and we understand every situation is different. As long as you have the income to pay it back by your next payday, or through the installment plan we offer, you will be approved for the money. Our customers often utilize these immediate payday loans for unexpected expenses like medical and repair bills. However, the possibilities are endless with Short Term Loans!

When you have your information in order, including the details listed above and an idea of how much funding you will need, you’re ready to apply. Find our online application for an immediate payday loan here.