Some New Year’s resolutions seem to cost money, like those pesky gym memberships, but saving doesn’t need to be difficult. In fact, by taking just a few simple steps, consumers can easily start building that emergency fund, so you never need a short term cash loan. Here are a few New Year’s resolutions to push you closer to a sizable savings account and a strong foundation for your financial future.
Stop Ordering Delivery
Although ordering food to be delivered can be exciting and convenient, it’s an expensive habit to get into. Once you add the delivery fees, service charge, and tip to the already inflated price of restaurant food, you can easily see how it’s draining your checking account. Instead, try cooking your favorite meals at home. This is a healthier and much more cost-effective option.
Always Comparison Shop
Need a new TV, kitchen appliance, or car? Don’t make a purchase without shopping around. A little bit of research can go a long way for consumers. Use Google to hunt for good resources or online price-comparison platforms. Make sure you’re getting the best price for what you’re buying, otherwise that extra savings money will be out the window.
Don’t spend your hard-earned money on frivolous items or takeout. By having some cash stored away for raining days and unexpected expenses, you’ll save yourself the pain of taking out a short term cash loan. For more money saving resolutions, contact the team at Short Term Loans today!