Rates & Terms

Shorttermloans.com is a completely free service.

We do not make or broker loans, so any fees associated with your Cash Advance will be laid out by your lender in the loan agreement. Our job is to connect you with a lender so that you can find a Cash Advance. We use your request form to connect you with a lender, who will then have you complete their loan application form, and disclose fees, interest rates, and the conditions for approval. You are under no obligation to accept a loan and can decline at any time before signing the loan agreement. Please review your lender’s terms and policies carefully before accepting a short term loan. Contact your lender directly with questions about your loan.

APR – Representative Range Explanation

APR stands for Annual Percentage Rate. It is the percentage of interest you would pay on a loan over the course of a year. In general, borrowing a smaller amount of money for a shorter amount of time leads to higher interest rates.

Shorttermloans.com is not a lending agency or an online cash advance broker, so we are unable to quote an exact APR for your cash advance loan. The specific APR of your loan depends on your lender. After you are connected with a lender and an offer is made, the lender will state the exact terms in your online cash advance agreement, including the APR and any other additional charges and/or fees.

APR varies from lender to lender depending on several things including the information you provide, the amount you borrow, the length of your loan, the interest rate, the costs and fees associated with your installment loan, and other factors. Because of this, we cannot provide an exact APR, but do provide a sample range that our lenders may offer – from 200% to 2,290% depending on how each lender calculates the APR of your specific cash advance.