FAQs


What is an installment loan?

An Installment loan can help you get cash fast for unexpected expenses, bills, or other household necessities. These loans are designed to be repaid in multiple individual installments over time.

What is a payday loan?

A Payday Loan is a short term cash advance that can help you cover bills, car repairs, medical bills, or any other unexpected expense until your next payday. Avoid costly bounce check fees and late payment charges with a Payday loan from one of the lenders in our network.

What does it cost?

There is no cost to fill out our form and submit your information to our network of lenders. If a lender decides they would like to work with you, the lender will pay us to connect you with them. Please carefully review any offer you receive from a lender to make sure it meets your needs and you fully understand the terms.

How soon can I get my money?

If a lender offers you a loan and you accept, you may be able to get the money deposited directly into your account as soon as the next business day. Accepting a loan offer on a weekend, holiday, or any other non-business day may affect how long it will take for you to get your money; in these cases, it may take a bit longer.

How will I know if a lender decides to work with me?

After you submit your information, lenders will review it to determine if they would like to work with you. If a lender would like to work with you, you will be transferred to the lender’s website. If the lender makes you a loan offer, you will have an opportunity to review and approve the terms and conditions of your loan offer.

What are the terms of my loan?

Short Term Loans, LLC is not a lender so that information is not available to us. Once you have found a lender to work with they will send you the terms and conditions of your loan offer. It should include the interest rate, dates for repayment, finance charges, and more. Different lenders offer many different kinds of loans. Remember, you have a choice whether or not you want to accept the loan offer. If you don’t agree to the terms, you can decline and resubmit to find another lender.