Need Money Fast? – Get Fast Cash Payday Loans for Emergency Expenses!

Even if you plan carefully for your bills and usually manage well, there may come a time when you are hit with an unexpected expense. For instance, you may experience a medical emergency leading to high bills that you don’t have the means to pay immediately. Perhaps you were involved in an accident and need to repair your vehicle, or something crucial breaks in your home that needs to be fixed. 

In these situations, you may want to consider a short term fast cash loan to help you avoid this financial pitfall. Rather than dealing with late fees and other charges, such as interest, you can pay off this bill, even if you are out of money until you are paid next. We understand the unexpected is unavoidable. Our goal is to help you with the fast payday loans you require.

What Is a Fast-Cash Payday Loan?

At Short Term Loans, we offer both installment and payday loans online to customers who are in a financial bind. Our installment loans are ideal for people who are looking to repay their loan in multiple smaller payments. For those who find a one-and-done payment agreement easier to manage, we recommend considering a fast cash payday loan. These loans act as a cash advance on your paycheck, with the full repayment of your loan due on your payday.

How to Get Fast Cash Loans

If you’re looking for fast short-term loans, you won’t find an easier process than the one we offer at Short Term Loans. In fact, we only require a few minor pieces of information to get started. 

Here are some of the details you will need to provide on your online application:

  • How much cash you need. We’ll begin by having you choose your preferred loan amount. We offer loans between $100 and $3,500.
  • Employment information. As part of our verification process, we request basic information about your employment status. The details we require include who you work for, how long you have been employed, and how much you get paid. We’ll also request the date of your next paycheck, which will help us schedule your repayment due date.
  • Bank account details. We will also need your bank account information, so we can deposit the money into your account and then withdraw the payments for your quick cash loans. We take great pride in providing our customers with the funds they need quickly and effectively!

There’s No Faster Process

When you choose our quick payday loans, you will receive your money faster than with most other lenders. In the past, if you needed cash, you would be limited to filing for a traditional personal loan through your bank. This often meant spending a lot of time with a banker, filling out extensive paperwork. You would then have to wait for the entire approval process to be completed. With our quick short-term loans, you won’t have to wait more than a day to get the money you need.

How Quickly Can You Get a Cash Loan?

To make sure you get your funds as quickly as soon as you need them, Short Term Loans offers three funding options for our cash payday loans:

  • Instant funding. Select this option to have funds available as quickly as possible. We will fund your debit or pre-paid card once you are approved.
  • Next day ACH. This option makes your funds available the following day, provided your loan is approved before 6:45 pm CST. If your loan is approved later, the funds will be disbursed the following day.
  • Western Union in minutes. If you would like to pick your funds up in person, we can also send them via Western Union. Western Union has over 500,000 locations internationally. If you’re in the West suburbs of Chicago, we recommend visiting a West Suburban Currency Exchange location to pick up your loan.

The Requirements to Apply for a Fast Cash Loan

At Short Term Loans, we take pride in being able to offer cash payday loans that take stress off of our customer’s plates. Illinois law requires certain stipulations, including (but not limited to):

  • The borrower must be 18 years of age or older.
  • The borrower must be able to provide proof of income.

In order to apply for our quick payday loans, you must meet these minimum requirements. Unlike other lenders, our fast cash loans aren’t dependent on what your credit looks like, and all are welcome to apply for a cash advance. The best way to find out if you qualify for a quick payday loan is to apply!

Request Fast Cash Payday Loans Online

You can apply for our fast cash payday loans from the comfort of your own home. Oftentimes, financial pressure and a busy schedule goes hand-in-hand. That’s why we at Short Term Loans aim to make the process as convenient as possible, from application to funding. If you need help during the application process, we’re standing by to answer your questions over the phone or by email support.

Prefer to Apply in Person?

No problem! Short Term Loans has offices throughout the Chicago suburbs. Visit our locations page to use our interactive map. Our map can show you the closest location to you, along with office hours and contact information for the office. 

We Want You to Be Financially Secure

We understand bad things can happen, even if you’re careful with your money. Fortunately, our fast cash payday loans can help you get through this problem without having to jump through hoops. You will get access to the money you need for these unexpected expenses now. We realize it can be difficult when you are already living paycheck to paycheck. That’s why we work to make it easier than ever to pay off those unexpected bills.