Use These Money Saving Tips to Plan Your Summer

Published on May 28th, 2020

When we were kids, there was nothing more exciting than hearing that school bell ring on the last day of school before summer vacation. However, as adults, we realize the summer months can be hard on the wallet. Between paying for extra summer activities and higher electricity bills, we often find ourselves spending more money than usual. Wouldn’t it be nice if we could actually save some of our hard-earned money this summer rather than spend more of it?

Ride Your Bike

Save money on gas, get some exercise, and help the environment all at once. With the warm days of summer at hand, riding your bike is a great option for running errands or just getting the kids out of the house for some family time. Remember, it’s important to bring a bike lock along if you have a stop to make, and always wear a helmet and take other safety precautions when you ride.

Plant a Garden

Even if you live in the city, where lots are smaller, you may have the room to grow basic items like tomatoes, green peppers, lettuce, and herbs. You will spend less on your food budget (especially with fresh herbs), and you won’t be using harmful pesticides or chemicals on your produce.

Spend More Time Outside

This is one of the best money saving tips we can offer. No matter where you live, there are always plenty of activities you can enjoy for free in the great outdoors. Go for a hike, a bike ride, a run, or set up a kiddie pool if you have small children. If you have a dog, take him out for a walk two or three times a day – he’ll enjoy the extra attention and you’ll be getting more exercise and fresh air.

Put Your Gym Membership on Hold

If you’re still paying for a gym membership you aren’t using, now is a good time to cut that cost. There are lots of ways to get a workout during the summer without spending any money. If your gym allows it, put the membership on hold. If not, consider cancelling it and investing in a few items for working out at home. It’s likely to save you money in the long run.

You can fulfill your workout goals by hiking, riding your bike, or playing with your kids! If it’s too hot outside, you can take advantage of the AC in your house (that you’re paying for anyway) and workout at home for free.

Turn the AC Up a Few Degrees

We know it’s hot outside! But turning the temperature on your AC up just a few degrees to 76 or 78 will save you as much as 10% on your energy bill – and turning it up a little more when you’re not going to be home can save you even more.

Block Out the Sun

On hot days, close the curtains and the blinds. This will really help to reduce your energy bills by keeping the heat out and the air-conditioning in.

Short Loans for Bad Credit

The best way to manage money includes a good savings plan – but what if you simply don’t have the money you need right now? If you find yourself in need of cash, we are here to help with short loans for bad credit, good credit, or no credit.

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